Many Americans will try to save more next year.

Many Americans will try to save more next year.

Consumers may have financial concerns, especially if saving efforts struggled in recent months. However, some people may be turning the corner and building a strong financial strategy.

Close to 80 percent of Americans noted that they are ready to make a purchase that will set them back $2,000 or more in the coming years, according to a report from Wells Fargo. Six in 10 of those polled kept up with their credit report progress in the past year, with 40 percent happy with where their credit score ranks. Less than one-quarter explained they are not happy with their current rating.

A total of 43 percent of respondents felt their financial situation will be better in 2014 than this year, the report noted. Close to the same amount explained that it will not get worse.

“77 percent of Americans feel their financial situation is moderate to good – which is great news as we move ahead to 2014,” said Gary Korotzer, executive vice president for the consumer credit solutions group at Wells Fargo. “It is important for consumers to put themselves in the driver’s seat when it comes to managing their finances responsibly. An optimistic outlook for the future is an important key to financial success along with having clear goals and charting a course to get there.”

Savings is a focus for many people heading into 2014. The report said that 30 percent of Americans are making an effort to conserve more cash than they were before. Despite this, just 20 percent noted that they would be able to navigate a financial emergency.

Many Americans aim to save
Getting finances in order means different things to many people, but there is a similar theme present.

Approximately 39 percent of Americans noted that they plan to save more next year, according to a report from GoBankingRates.com. The next-highest response was to cut down debt levels, as 29 percent said this.

“Considering the typical debt hangover Americans experience post-holidays, it makes sense that ‘saving money’ and ‘paying down debt’ are popular resolutions this year,” said Jennifer Calonia, editor of GoBankingRates.com.

Other issues were important to Americans, as well. A total of 12 percent said they would invest more this year. Another 10 percent explained that they would strive to get a raise, while nearly 9 percent would try to create a fund for emergencies.

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